Terms & Conditions

IMPORTANT CONSUMER RIGHTS AND DISCLOSURES

This is an attempt to collect a debt on behalf of a third party. Any information obtained will be used for that purpose. This is a communication from a debt collector. API RECOVERY SOLUTIONS is a debt collection agency. Our telephone number is 855-590-5354 and we are available from 9 a.m. to 8 p.m.(EST) Monday to Friday. Our address is 2390 North Forest Suite 6, Getzville, NY 14068.

Upon written request, API RECOVERY SOLUTIONS will identify the creditor that has employed API RECOVERY SOLUTIONS to collect the debt.
API RECOVERY SOLUTIONS will not communicate with you between the hours of 9 p.m. and 8 a.m. in your time zone without prior consent

The California State Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.”